Mortgage arrears handling / forbearance failure

Typical aim: Forbearance plan; charges refund
Be specific: dates, times, order numbers, names, promises made, and the resolution you want.
We’ll reference:
Acts & laws: FCA MCOB; FCA Principles for Businesses (PRIN)
Ombudsman/Regulator: Financial Ombudsman Service (FOS)
Guidance: https://www.financial-ombudsman.org.uk/consumers/complaints/can-help/mortgages-and-home-finance